"83% Of People Wanted Flexibility" - EPF Head Of Policy & Strategy Dept | In The Studio

"Emergencies will be different for you and me. Say I'm a Grab driver, my tyre is punctured, and I don't have money to fix it. Where do I get the money? So it's circumstantial. We can't say people will misuse their money because they know more than anyone what they need to do best."

Balqais Yusoff, Head of the Policy and Strategy Department at EPF, shares insights on:

- Concerns about lower dividend rates for Akaun Fleksibel

- Why Account 1 and 2 were rebranded

- Five behavioural biases that a good pension system must address