Erica Tay, Director of Macro Research, Maybank Singapore

Shereen Hazirah Hishamudin, Senior Research Associate, Khazanah Research Institute

Dr Amirul Rafiq Abu Rahim, Research Associate, Khazanah Research Institute

Associate Professor Dr Ahmed Razman Abdul Latiff, Economic Analyst, Putra Business School

Dawn Lai, Chief Executive Officer, Experian Information Services Malaysia.Jonathan Lim, Secretary, Fintech Association of Malaysia (FAOM)

Damien Yeo, Consumer and Retail Analyst, BMI

Chan Jit Hoong, Analyst, Hong Leong Investment Bank

Julia Goh, Senior Economist, UOB Malaysia

Nirmala Supramaniam, Head of Household Financial Education Department, Credit Counselling and Debt Management Agency (AKPK)

Nirmala Supramaniam, Head of Household Financial Education Department, Credit Counselling and Debt Management Agency (AKPKCheong Hien, President, Financial Literacy for Youths (FLY)

Idham Idris, Director and Licensed Financial Planner, Wealth Vantage Advisory

Dr Juita Mohamad, Director of Economics and Business Unit and Acting Director of Research, IDEAS

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