For this Singaporean Bank, Prudence is the Order of the Day

OCBC Bank Malaysia Director & CEO Jeffrey Chew discusses:

- OCBC Malaysia proposition;
- Great Eastern - relationship with OCBC Malaysia;
- OCBC Al-Amin business - Islamic banking outlook and prospects;
- Branches - openings - competition;
- CAR ratios - loans growth - targets;
- Risk management - individuals exposure - variable rate loans;
- Rates outlook;
- Bad loans ratios
- Growth targets;
- Provisions outlook;
- Rates - net margins - Risk management;
- Housing loans - prices, demand outlook;
- Cental bank measures - speculation;
- Household debt - unsecured loans - wider issues;
- Global concerns - core markets of Singapore, Malaysia, Indonesia, China - trade and export-oriented - whether slowing;
- Prospects of liquidity crunch;
- Budget outlook;
- Financial sector liberalisation - mergers.