Taking Cover In a No-Frills Way

Tune Ins Holdings Bhd CEO Peter Miller discusses: 
- IPO - lukewarm market -- election jitters - whether misgivings - issues; 
- Institutional ownership - details; 
- IPO proceeds - 'strategic investments' - details - valuations - prospects; 
- Dividend payout ratio - visibility; 
- Online: strategy; 
- Conventional: strategy; 
- Managing differing insurance 'ethos’ - reconciling;
- Chances of disposing conventional division - future; 
- Geographical segmentation - three-year outlook; 
- If/when the acquisitions are made, which areas first - importance of culture and fit; 
- Claims ratios - benign: low-single digits - Reasons - outlook; 
- A&P strategy - spend - proportion; 
- Distribtution - hotels - airplanes - tenures of partnership - exclusivity - issues; 
- Dependence on AirAsia as a potential challenge; 
- Malindo as a rival airline and therefore a potential competitor; 
- General competition - issues; 
- Margins - outlook; 
- Whether forecasts achievable -- expected CAGR going forward.