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PTPTN Defaulters: Irresponsible Individuals or Structural Problem?
36 mins·15:00, 24 Apr 2025
PTPTN Defaulters: Irresponsible Individuals or Structural Problem?
36 mins
·
15:00, 24 Apr 2025
·
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Guest: Geoffrey Williams, Economist
There’s been a lot of talk lately about PTPTN’s ballooning debt and what to do about it. With a total outstanding debt of RM 40 billion, pressure is mounting on the government to act decisively. The instinctual reactions tend to focus on the defaulters, with many calling for harsh penalties like fines or travel bans. I mean, it’s only natural to think “you borrow, you pay back!”
But are we missing something here – something more fundamental and structural?
We speak to Geoffrey Williams, Economist & Founder of Williams Business Consultancy.
Image Credit: Shutterstock
Presenter: Dashran Yohan
Producer: Dashran Yohan
the bigger picturebeyond the ballot boxptptn loan repaymentfinestravel bansptptneducationgraduate taxstudent loans
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PTPTN Defaulters: Irresponsible Individuals or Structural Problem?
36 mins
Podcasts · Apr 24 · 36 mins
PTPTN Defaulters: Irresponsible Individuals or Structural Problem?