BFM 89.9
The Business Station
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42 mins
17 mins
Many of us may think quitting our professional jobs to make money from our hobbies as a daunting and risky move. However, that didn’t deter Adoravelle Tay from pursuing what she loved doing since she was young: making jewellery. With her Grecian-inspired label, Medea Treasures, now encompassing both fashion accessories and home decor, she tells us about why she chose to take the leap into the world of designing jewellery and the painstaking process of handcrafting her stunning designs. Later, Emma Chong Johnston brings us up to speed on the funky, fluffy summer trend: pom-poms.
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ASEAN Gateway To Cross Border Payments
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ASEAN’s digital payments sector is experiencing rapid growth, fueled by increasing smartphone use, fintech innovation, and a booming e-commerce landscape. Key markets like Indonesia, Vietnam, and the Philippines are leading the way, with major opportunities in digitizing MSMEs and expanding rural financial access. Consumers are shifting toward mobile-first behavior, embracing e-wallets, mobile banking, and digital banks that offer greater convenience and accessibility. ASEAN central banks are strengthening cooperation to enhance payment linkages through QR code integration and shared standards. A major initiative, Project Nexus, aims to make cross-border payments faster, cheaper, and more seamless, though challenges remain in aligning regulations and infrastructure. As digital transactions surge, cybersecurity becomes critical, with the need to protect users without disrupting the payment experience. Importantly, digital finance is helping bank the unbanked, especially in rural areas, where mobile money and fintech tools are providing people with their first access to formal financial services.How can ASEAN ensure inclusive growth as digital payments continue to expand?
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