BFM 89.9
The Business Station
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42 mins
17 mins
We now live in a digital world that is led by a very youthful and tech-savvy demographic, and at the pace it’s moving, there will be segments of the community that will be left behind. One such group is the senior members of our society. Recognising this, Bengkel Teknologi Senior plans to bridge the digital literacy gap, at a time when the world relies on digital connection more than ever. We speak to the project lead to hear how she does this.
Image Source: Bengkel Teknologi Senior
Producer: Haniff Baharudin
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ASEAN’s digital payments sector is experiencing rapid growth, fueled by increasing smartphone use, fintech innovation, and a booming e-commerce landscape. Key markets like Indonesia, Vietnam, and the Philippines are leading the way, with major opportunities in digitizing MSMEs and expanding rural financial access. Consumers are shifting toward mobile-first behavior, embracing e-wallets, mobile banking, and digital banks that offer greater convenience and accessibility. ASEAN central banks are strengthening cooperation to enhance payment linkages through QR code integration and shared standards. A major initiative, Project Nexus, aims to make cross-border payments faster, cheaper, and more seamless, though challenges remain in aligning regulations and infrastructure. As digital transactions surge, cybersecurity becomes critical, with the need to protect users without disrupting the payment experience. Importantly, digital finance is helping bank the unbanked, especially in rural areas, where mobile money and fintech tools are providing people with their first access to formal financial services.How can ASEAN ensure inclusive growth as digital payments continue to expand?
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