BFM 89.9
The Business Station
Recommended
17 mins
8 mins
10 mins
Bagi mereka yang bernasib baik, melanjutkan pelajaran di luar negara adalah satu peluang yang biasanya tidak akan dilepaskan. Walaubagaimanapun, banyak aspek yang perlu diambil kira, seperti pertembungan budaya dan soalan identiti peribadi. Dalam episod kali ini, kami mendengar pengalaman Rahmah Pauzi dan Aziff Azuddin yang berpeluang belajar di Amerika Syarikat dan United Kingdom. Bagaimana mereka menyesuaikan diri di sana, dan bagaimana pengalaman tersebut membantu mereka memahami diri mereka sendiri?
Presenter: Haniff Baharudin
Producer: Haniff Baharudin
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Events · May 13 · 4:01AM
ASEAN Gateway To Cross Border Payments
Events · May 13
ASEAN Gateway To Cross Border Payments
ASEAN’s digital payments sector is experiencing rapid growth, fueled by increasing smartphone use, fintech innovation, and a booming e-commerce landscape. Key markets like Indonesia, Vietnam, and the Philippines are leading the way, with major opportunities in digitizing MSMEs and expanding rural financial access. Consumers are shifting toward mobile-first behavior, embracing e-wallets, mobile banking, and digital banks that offer greater convenience and accessibility. ASEAN central banks are strengthening cooperation to enhance payment linkages through QR code integration and shared standards. A major initiative, Project Nexus, aims to make cross-border payments faster, cheaper, and more seamless, though challenges remain in aligning regulations and infrastructure. As digital transactions surge, cybersecurity becomes critical, with the need to protect users without disrupting the payment experience. Importantly, digital finance is helping bank the unbanked, especially in rural areas, where mobile money and fintech tools are providing people with their first access to formal financial services.How can ASEAN ensure inclusive growth as digital payments continue to expand?
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