Useful Retirement Products to Keep In View

What if you had some amount of retirement money? How can you invest it in such a way that wouldn't tie up your funds so that you can have a regular income?

 

Or what if you had a property worth a lot of money? How can you use that to fund your retirement and at the same time continue to live in your home?

 

Deferred annuities and reverse mortgages are not products that are heard often in Malaysia.