BFM held its first ever webinar last week where we spoke to Nirmala of AKPK about loan moratoriums.

Amongst the questions that we got into include:

- What is a loan moratorium?
- If I don't opt out, will I end up paying more?
- How does it differ from a car loan to a mortgage?
- What about converting my credit card debt into a term loan, what's the advantage there?
- Will this impact my credit score?