The Employees Provident Fund (EPF) declared a 5.2% dividend for conventional savings and a 4.9% dividend for shariah savings for 2020. Pankaj C Kumar, a financial market columnist and former Chief Investment Officer, gives us his views on whether the dividends met his expectations and the challenges in replicating these returns in 2021.

Image Credit: Ismail Sadiron Pictures / Shutterstock.com

Produced by: Wong Shou Ning

Presented by: Philip See, Wong Shou Ning

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