BFM 89.9
The Business Station
Recommended
8 mins
9 mins
10 mins
Guest: Dr Shankaran Nambiar, Head Of Research, Malaysian Institute of Economic Research
Datuk Seri Anwar Ibrahim announced PH’s manifesto, Tawaran Harapan, comprising of 10 key pledges to the rakyat. We unpack the manifesto from an economic lens.
Image source: YuriAbas, Shutterstock
Presenter: Sharmilla Ganesan, Sharaad Kuttan, Lee Chwi Lynn
Producer: Kelly Anissa
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ASEAN’s digital payments sector is experiencing rapid growth, fueled by increasing smartphone use, fintech innovation, and a booming e-commerce landscape. Key markets like Indonesia, Vietnam, and the Philippines are leading the way, with major opportunities in digitizing MSMEs and expanding rural financial access. Consumers are shifting toward mobile-first behavior, embracing e-wallets, mobile banking, and digital banks that offer greater convenience and accessibility. ASEAN central banks are strengthening cooperation to enhance payment linkages through QR code integration and shared standards. A major initiative, Project Nexus, aims to make cross-border payments faster, cheaper, and more seamless, though challenges remain in aligning regulations and infrastructure. As digital transactions surge, cybersecurity becomes critical, with the need to protect users without disrupting the payment experience. Importantly, digital finance is helping bank the unbanked, especially in rural areas, where mobile money and fintech tools are providing people with their first access to formal financial services.How can ASEAN ensure inclusive growth as digital payments continue to expand?
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