BFM 89.9
The Business Station
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42 mins
17 mins
Oracle is betting big on the cloud as global SaaS software, or software as a service, revenues are forecasted to reach 106B USD in 2016, increasing 21% over projected 2015 spending levels according to recent studies. Oracle realizes this potential growth and has recently hired 1000 new hires across the APAC region to support this momentum. Jimmy Cheah, Managing Director of Oracle Corporation Malaysia talks about what they see in the cloud and how these new hires will impact the region.
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ASEAN’s digital payments sector is experiencing rapid growth, fueled by increasing smartphone use, fintech innovation, and a booming e-commerce landscape. Key markets like Indonesia, Vietnam, and the Philippines are leading the way, with major opportunities in digitizing MSMEs and expanding rural financial access. Consumers are shifting toward mobile-first behavior, embracing e-wallets, mobile banking, and digital banks that offer greater convenience and accessibility. ASEAN central banks are strengthening cooperation to enhance payment linkages through QR code integration and shared standards. A major initiative, Project Nexus, aims to make cross-border payments faster, cheaper, and more seamless, though challenges remain in aligning regulations and infrastructure. As digital transactions surge, cybersecurity becomes critical, with the need to protect users without disrupting the payment experience. Importantly, digital finance is helping bank the unbanked, especially in rural areas, where mobile money and fintech tools are providing people with their first access to formal financial services.How can ASEAN ensure inclusive growth as digital payments continue to expand?
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