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增加EPF存款,退休更有保障?连专业理财顾问都说好?

24-Apr-24 12:00

增加EPF存款,退休更有保障?连专业理财顾问都说好?

根据雇员公积金局规定,每年最低分红应至少为2.5%。过去20多年,分红从未低过这个基准,最差一次是2002年的4.25%。近年来平均派息也在5%-7%。此举显示雇员公积金局投资表现相当不错。去年预算案中,政府提高了自愿缴纳门槛,受到许多人欢迎。若将定期存款转入公积金,以获得更高利息。这样的做法明智吗?政府继续支持增加i-Saraan计划激励措施,将i-Sayang计划扩大到丈夫,并恢复i-Suri计划。这显示政府优先考虑马来西亚人的财务安全和繁荣。

图片取自:Shutterstock

Produced by: 李丽甄

Presented by: 李丽甄


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