BFM 89.9
The Business Station
BFM 89.9
The Business Station
AI Meets Microfinance? Bee Informatica’s SME Lending Model
AI Meets Microfinance? Bee Informatica’s SME Lending Model
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45 mins
20 mins
Guest: Fumiko Inada, Co-Founder and CEO, Bee Informatica
Securing financing can be a major hurdle for SMEs, especially those without traditional collateral. Enter Bee Informatica, a digital microfinance platform blending AI-driven credit assessments with microloan principles to provide quick, unsecured loans to underserved businesses in Malaysia. Fumiko Inada, Co-Founder and CEO of Bee Informatica, joins us to share how the company is reshaping SME financing with AI-powered risk assessment, its approach to responsible lending, and how it maintains a low non-performing loan (NPL) ratio of just 1.4%.
We also discuss the expected impact of Malaysia’s upcoming Consumer Credit Act, how Bee Informatica differentiates itself from banks and P2P lenders, and what the future holds, including expansion plans and a potential IPO in Tokyo by 2030.
Presenter: Roshan Kanesan
Producer: Carol Wong, Roshan Kanesan
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